Professional Indemnity for Irish Energy Consultants
Professional indemnity insurance protects you as an energy consultant in Ireland from the financial risks associated with your professional activity. Errors in advice can often lead to extensive problems. The resulting claims for damages can quickly threaten the financial existence of energy efficiency experts. exali.com Professional Indemnity Insurance offers you custom insurance coverage tailored to your professional field.
Examples of Insured Risks:
- Errors in advice
- Errors in an appraisal or report
- Incorrect energy requirements certificate or energy consumption certificate
- Errors when applying for funding
- Consequential damage
- Fines
- Claims for damages
- Personal injuries and property damage
Indemnity Insurance Seal for your Principals
- Individual and comprehensive insurance protection
- High coverage sums for financial losses
- No-claims evidence going back five years
Professional Indemnity Insurance for Energy Consultants in Ireland: Comprehensive Protection Against Typical Risks
Professional Indemnity Insurance from exali.com is the ideal choice for you as an energy consultant from Ireland. In the event of a claim, our customer service experts are there for you and handle your case quickly and professionally. And because we know the risks associated with your activities, we also know what good protection should look like:
Irish Energy Consultant for Private Households
As an energy consultant for private households, you are on site with your clients helping them save energy costs and protect the environment. You ensure the goals of the EnEV are taken into account during renovation work and that the energy efficiency of properties and monuments is increased. During the on-site consultation, you analyse the current condition of a property and use thermography and airtightness measurements to check whether and where there is still potential for savings.
In addition, you issue energy requirement certificates and energy consumption certificates and help your clients find and apply for the right subsidies.
The most frequent and consequential damages arise from incorrect advice, errors in the calculation of savings or in the selection of subsidies and also damage to property at on-site appointments. With Professional Indemnity Insurance for Digital Professions, you are protected as an energy consultant for private households from the financial consequences of professional errors.
All-round Protection with Professional Indemnity for Digital Professions For:
- Errors in advice, errors in reports and when applying for subsidies
- Claims for compensation, fines and third-party claims
- Personal injury, property damage and consequential damage
The insurer will check at its own expense whether claims for compensation made against you are legitimate. Justified claims are paid, while unjustified claims are defended against. Thanks to passive legal expenses insurance, in the event of a dispute with your client, court, lawyer or expert costs will also be covered. With the optional First-Party Cyber and Data Risks Insurance (FCP) add-on, you can expand your insurance coverage to meet your individual needs.
Why choose exali.com
- Talk to a real person - no call centre!
- We know what your daily worklife is like, meaning we know what you need
- Our insurance conditions are tailored to your business
- We handle your damages immediately
- We make sure that your insured damage event is also resolved!
- We also insure against unusual risks (e.g. contract liability, contract penalties)
Reviews for exali.com
These Typical Examples of Damage Are No Problem Thanks to Professional Indemnity for Energy Consultants
Expensive Vase Breaks
During an energy consultation in a small apartment in Dublin, you examine every room in the house for potential savings. Using thermography you check the thermal insulation of the building. You notice that the windows lose a lot of heat. So you take a closer look at the windows to rule out defective seals. In the process, you accidentally knock an old vase off the windowsill. The tenant of the apartment demands compensation from you for the antique vase.
Error in an Energy Certificate
You are hired to create an energy certificate for a residential building. You appraise the building and create the energy certificate based on the data you have collected. The seller of the property presents the energy certificate to the buyer. The energy balance of the property is a decisive purchase criterion for the interested party. Because your energy certificate certifies that the building has low energy consumption, the interested party is convinced and signs the purchase contract. After he buys the property, however, it turns out that the energy certificate is incorrect and the building has a poorer energy balance. The buyer demands compensation from you because the property consumes more energy than assumed before the purchase.
Subsidies Not Received
A homeowner in Cork wants to make her property more energy efficient and is planning a modernisation. She asks you to do an assessment. She also wants you to help apply for the right subsidies. After the work has been completed, the application for subsidies is rejected because the modernisation does not meet all of the requirements that are necessary for a subsidy. The homeowner demands compensation from you because she firmly planned on receiving the subsidies for the modernisation.