Professional Indemnity Coverage for Camera Operators from Malta

With professional indemnity insurance, you don’t have to be liable with your private assets for professional errors as Maltese camera operator. Especially with larger film projects, even small mistakes can lead to high damages. Whether it comes to the aperture, focal length, image section or tripod, you are the expert. With Professional Indemnity Insurance for Digital Professions, you get extensive professional protection.
 
Professional Indemnity for Camera Operators
from € 170,60 net p.a.

Professional Indemnity for Digital Professions Offers Excellent Protection for Camera Operators

  • Violations of personal rights and infringements of copyright or image law are insured.
  • Damage to third-party equipment is covered.
  • Protection in the event of property damage, personal injury and financial loss
  • Protection is provided against fines and compensation claims.
  • Global insurance protection (ideal for jobs overseas)
  • Self-publishing and other activities are insured without additional premiums.
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Professional Indemnity for Digital Professions: Optimal Protection for Camera Operators from Malta

Professional Indemnity Insurance for Digital Professions provides ideal protection for camera operators. If there are mistakes while shooting and you are confronted with claims for compensation, your personal contact from exali customer service is at your side. We will quickly handle your case.

Financial Losses Are Covered

With Professional Indemnity for Digital Professions, violations of rights (copyright, trademark and licensing law) and the resulting claims for compensation are covered. If you are accused of violating confidentiality obligations or personal rights, you can also rely on the protection of Professional Indemnity for Digital Professions. The insurer checks whether the claims against you are justified. If they are justified the insurer pays compensation. And unjustified claims are defended against as part of passive legal expenses insurance. You are free to choose the amount of coverage for financial losses.

Protection for Material Damages and Personal Injury

As a camera operator, you work with expensive equipment. Your work equipment includes cameras, microphones, tripods, DJI drones, and gimbals. Professional Indemnity for Digital Professions covers property damage and personal injuries through general and Personal Liability Insurance. What this means for you: Regardless of whether you get your equipment from the production company, or whether you have rented or leased it yourself (for a maximum of 6 months): Damage to equipment or other objects is insured. Thanks to global coverage, you are also comprehensively protected when filming abroad.

Technical Errors Are Also Insured

The video recordings are blurred or out of focus, or at the crucial moment you forgot to press record: Even experienced camera operators can make technical mistakes in the heat of the moment. If the production company cannot use the raw footage, it will need to be shot again. As a result, entire projects can be delayed and the production company may require you to pay for the additional costs for the shooting. As a freelance camera operator, this can quickly threaten your financial existence. With Professional Indemnity Insurance for Digital Professions, you are also covered in the event of slightly and grossly negligent errors and you don’t have to be liable with your private assets in the event claims for compensation.

There’s No Need to Panic about Third-party Cyber Damage

In your work, you always rely on email and mobile data storage devices. Imagine this scenario: You connect an external hard drive to the computer in post-production. After you have copied the raw material to the computer, you unplug the hard drive without ejecting it from the computer first. This corrupts the data on the hard drive that you haven’t copied yet. After a day of shooting, you send the time records to the editing team via email. In the process, you unintentionally transfer a virus to their computer via email. Third-party cyber damage (e.g. viruses or Trojans) and loss of data are covered by Professional Indemnity for Digital Professions.

 

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Comprehensive Coverage with Professional Indemnity for Digital Professions

With Professional Indemnity Insurance for Digital Professions, you can also carry out other activities as Maltese freelance camera operator and are protected thanks to the blanket coverage for your profession. Do you also work as a VJ or reporter? Do you edit film in post-production? All typical activities in the media industry that are not explicitly excluded in the insurance conditions are also insured without additional premiums.

Examples of Insured Activities:

  • Editor
  • Director
  • Moderator
  • Photographer
  • Online editor
  • Blogger
  • Web designer
  • SEO consultant
  • Content manager
Indemnity Insurance for Digital Professions

Why choose exali.com

  • Talk to a real person - no call centre!
  • We know what your daily worklife is like, meaning we know what you need
  • Our insurance conditions are tailored to your business
  • We handle your damages immediately
  • We make sure that your insured damage event is also resolved!
  • We also insure against unusual risks (e.g. contract liability, contract penalties)

 

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The Risks Faced by Maltese Camera Operators

 

Professional Indemnity for Camera Operators

Potential Damage Events for Camera Operators

  • You are on the road as part of a film crew and are shooting a scripted reality show in Valletta. You put the Sony PXW-X500 on the ground to quickly get a spare battery out of the car. When you come back, you discover that your camera has been stolen. You will be charged by the production company for the cost of the lost work as you cannot continue filming without a camera.
  • You forget to hit the record button while filming a documentary series. Back at the hotel you look at the raw material for the day and notice the mistake. Now the entire team has to go to the location again on the next day and re-shoot the material. The production company sues you for the additional work (travel expenses and salaries).
     
  • You are in the forest filming a scene with the moderator for an action sequence. You follow the moderator during the introduction through the undergrowth. As you look through the viewfinder, you stumble over a tree root that you overlooked. The production company’s camera breaks. You are held liable for the damage.
  • You load the production company’s car with the equipment. When you slam the car door, you accidentally trap your sound assistant’s hand in the door. You have to pay for the medical treatment and the shooting is delayed because the sound assistant is injured and the unit manager has to organise a replacement.

Reviews for exali.com

 
 
Great service and support with the application. They really do everything right – that’s why customers become fans.
As a consultant in the field of (online) marketing, insurance coverage can save a life in the event of an emergency. When looking for a solution that would fit my professional field, I quickly came across exali. exali’s great reputation on the web prompted me to get in touch. The high level of understanding for my industry and the reliable, timely and personal contact from the start made me quickly sign a contract with exali. exali offers me insurance coverage that is tailor-made to my needs. My insurance through exali is an investment in the future of my company.
It’s good to know that you have such a strong and helpful partner if you ever need them! I would definitely recommend exali.
 
Matthias Kampmann, Managing Director
Dreikon OHG, exali customer since 2013
 
 
exali has been looking out for us for over 6 years, and we feel we are in very good hands. When a damage event occurred, it was clarified quickly and handled without complications. We would recommend exali without reservation and have already done so several times!
 
Simon Eberhardt, Managing Director
ideenhunger media GmbH, exali customer since 2012
 
 
In tune with the times. I was finally able to find an insurer that offers modern services. The specialists at exali recognise the current needs of media professionals. The “financial loss” module which takes trademarks and copyrights into account, for example, is a must nowadays. Nevertheless, most insurers explicitly exclude it.
“Passive legal expenses insurance” helps when defending against claims and is “legal protection insurance” that is also included in the package. The “all-risk coverage” clause is a customer-friendly approach. The overall package offers excellent coverage for the price. And the service? Always available. Open. Helpful. Really refreshing! It actually makes “insurance” fun.
 
Jaroslaw Bieniecki
VISUAL EXPERIENCE FILMS, exali customer since 2013
 
 
After the damage event was reported, the case was resolved and settled within a week. Thank you for the quick and uncomplicated help and the great advice! We definitely recommend exali! The personal contact is great. Kind regards from the hazel team
 
Bianca Wengenroth
hazel, graphic + design, exali customer since 2010
 
 
Quick and easy claims settlement: Thank you for the quick and uncomplicated handling of the damage claim, which completely surprised me. But I still hope I won’t need to use your first-class service again anytime soon.
 
Thomas Görgens, designer and owner
Beachdesign, exali customer since 2012
 
 
I originally insured my activities through exali to protect myself against risks to the existence of my company. As a creative worker, the products are tailor-made for me.
I have actually seen now how you are actually at my side, competently and uncompromisingly, when I need your support. You and your colleagues have also been friendly and professional in our personal contacts. That is a foundation for a strong, long-term business relationship. Thanks a lot for that!
 
Michael Stein, owner
Bambule Webdesign, exali customer since 2012
 
 
As a self-employed SEO consultant, I am dependent on comprehensive insurance coverage. I could not bear the economic risks in online marketing, especially when advising large customers, without the limitation of liability or gigantic reserves.
So I’m extremely happy to have found the right partner in exali, who knows and understands my needs and offers me the support I need as a sole proprietorship without a large legal department behind me.
 
Kai Spriestersbach, owner
SEARCH ONE, exali customer since 2012
 
 
Thank you for the quick and uncomplicated settlement of the claim. This not only included payment of the damages, but also the legal assessment of the situation, which your lawyers carried out carefully with expertise. That saved us a lot of trouble with our customer.
 
Michael Odendahl, Managing Director
intertain GmbH, exali customer since 2013
 
 
If a claim is made for damages ...
... you need quick answers, unbureaucratic help and partnership-based thinking ...
... we’re in good hands with exali.
Thank you and keep it up!
 
Jürgen Zupancic, Managing Partner
Markt Control, exali customer since 2011
 
 
Dear Mr Galla, the legal dispute dragged on for almost a full year, and I was able to rely on very quick and friendly feedback from you at any time. Over the entire period I received excellent support and felt I was in the best of hands. I look forward to continuing to work with you in the coming years. Thank you very much!
 
Johannes Benkert, Managing Director
We Make It Easy UG, exali customer since 2013
 
 
After a long search for insurance for my work as a virtual assistant, I came across exali. The consultation was very detailed. I was given excellent advice on my premium rate as well as honest information about what I did and did not need. It really impressed me. Whenever I have questions, I always get good advice quickly. The damage claim was processed quickly and easily. I am very satisfied and would recommend exali to everyone.
 
Tatjana Wolf, Managing Director
Virtual assistant for coaches, consultants and startups, exali customer since 2018

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