Copyright Infringement

Copyright infringement occurs when copyright-protected works—such as texts, images, music, videos, software, or designs—are used, distributed, published, or edited without the consent of the copyright holder. Copyright law protects not only commercial works, but also any “personal intellectual creation.”

Typical examples of copyright infringements in the digital context are:

• The use of images on a website without a license
• The use of music in a video without the appropriate rights
• The integration of third-party texts or codes into your own products
• The editing and publication of content without permission

Warning letters for copyright infringements

If a copyright infringement is discovered, this can result in a warning letter. Those affected usually receive a letter from a law firm or the rights holder requesting them to sign a cease-and-desist declaration, pay damages, and cover the legal fees. This can quickly become expensive, especially for freelancers or agencies—even in the case of accidental infringements.

Protection through professional indemnity insurance

Whether web design, content creation, or software development: anyone who works creatively or digitally is particularly at risk of accidentally infringing copyright. Exali's professional liability insurance protects you against copyright warnings – for example, if an image has been used without a valid license. The insurance not only covers the costs of justified claims, but also the examination and, if necessary, defense against unjustified claims (passive legal protection).