Professional Indemnity Insurance for Prompt Engineers
Prompt engineers play a central role in the development and control of AI systems. They design prompts, optimize outputs, define workflows, and ensure that AI models work reliably, efficiently, and in compliance with regulations. However, faulty prompts, unclear instructions, or incorrectly configured systems can cause considerable economic damage.
Exali Professional Indemnity Insurance protects prompt engineers from the financial consequences of such claims – so that innovation does not become a liability risk.
Optimal protection with Professional Indemnity Insurance for Prompt Engineers
- Incorrect prompts or AI outputs with economic consequences: Secured
- Incorrect recommendations or system configurations? We clarify liability claims.
- Immediate insurance coverage through online enrollment
- Defense against unjustified claims for damages
- Liability claims covered by automated AI decisions
- Personal support from our team of experts
- Worldwide insurance coverage (ideal for international projects)
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Indemnity Insurance Seal for your Principals
- Individual and comprehensive insurance protection
- High coverage sums for financial losses
- No-claims evidence going back five years
Why Prompt Engineers need Professional Indemnity Insurance
As a prompt engineer, you often work on business-critical AI applications—for example, in marketing, software development, customer service, or data-driven decision-making processes. Faulty prompt logic, inadequate testing, or misinterpreted requirements can lead to wrong decisions, lost revenue, or damage to your reputation.
Even though there is no legal obligation for prompt engineers to have Professional Indemnity Insurance, it is strongly recommended. Professional Indemnity Insurance from exali protects you if customers assert claims for damages – and defends you against unjustified claims (passive legal protection).
Exali Professional Indemnity Insurance is tailored to digital and AI-related activities and covers typical risks associated with working with AI systems:
- Financial losses
If the client suffers financial losses due to faulty prompts, incorrect model control, or insufficient quality assurance, the insurance will cover the costs. - Personal injury and property damage
Even if people or third-party property are damaged in the course of your work—e.g., during on-site workshops or presentations—you are covered. - Passive legal protection
Exali Professional Indemnity Insurance reviews claims against you and defends you against unjustified claims—including legal and court costs. - Flexible extensions
Whether you work as a freelancer, consultant, agency, or part of a development team, insurance coverage can be tailored to your specific activities.
- Cyber- und IT-Risiken
Schutz vor Haftungsansprüchen durch technische Fehler, Schnittstellenprobleme oder Systemausfälle in Verbindung mit KI-Systemen.
Protect your AI Activities – calculate your Exali Professional Indemnity Insurance for Prompt Engineers online now and take out a Policy in just a few Minutes!
Testimonials for exali.com
„There are not many companies that you can trust without hesitation. Exali is different. Even before signing the contract and afterwards, there is complete transparency and the agreement is tailored to individual needs until you are satisfied. This is crucial, especially if you work in legally sensitive areas.
Since becoming a customer, I have been recommending Exali to my friends and acquaintances with complete conviction, not least because of the excellent advice provided by Ms. Sandra Löhning and the uncomplicated claims settlement process."
These typical damage scenarios can spell disaster for you as a prompt engineer:
- Personal injury
You are training a company's employees on new AI software. During the training, an employee trips over your laptop cable. - Property damage
On the way to your customer's office, the house key that leads to the office complex breaks. The locking system needs to be replaced. - Financial loss
You create prompts for automated quote generation for an online retailer. Due to faulty prompt logic, the AI calculates several quotes too low. The retailer suffers a significant financial loss and claims damages due to the faulty design of the AI system.
"Professional Indemnity Insurance for Prompt Engineers protects against typical risks
such as incorrect prompts, unclear instructions, and financial losses, making it an important insurance policy
that you should not do without."