Professional Indemnity Insurance for Photographers in Estonia

Estonian Photographers don’t have it easy: Few other professional groups are as frequently affected by judicial decisions and changes in the law as photographers. This is mainly due to the fact that copyrights and other industrial property rights play a particularly important role in this creative field. The internet and the constant development of new technologies in particular pose challenges for Estonian photographers. Professional Indemnity Insurance for Digital Professions comprehensively protects photographers from all kinds of compensation claims in their professional activities.
Professional indemnity for photographers - The better
from € 133,10 net p.a.

Optimal Protection: Professional Indemnity for Digital Professions

  • Infringement of personal rights and copyrights insured
  • Publication risks secured by own content
  • Protection against violations of trademark and license rights
  • Comprehensive insurance concepts for your business
  • insurance coverage in real time
  • Personal support from our team of experts

Calculate your premium now

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exali Liability Seal

Indemnity Insurance Seal for your Principals

  • Individual and comprehensive insurance protection
  • High coverage sums for financial losses
  • No-claims evidence going back five years

Professional Indemnity for Digital Professions provides ideal protection for Estonian photographers. In the event of a damage event, the insurer handles everything – from the examination of the claims to payment of damages.

For Creative People and Agencies

Professional Indemnity for Digital Professions is tailored to your business. Photographers benefit not only from comprehensive coverage, but also from very affordable professional indemnity premiums.

Protect Against Financial Losses

In creative professions and media agencies, professional errors often lead to financial disadvantages - i.e. financial losses - for a third party (e.g. customers). That is why protection against “pure financial losses” as part of Professional Indemnity Insurance for Photographers plays a central role.

Protection Against Cyber Damage

The optional additional module First-Party Cyber and Data Risks Insurance (FPC) insures not only third-party damage but also first-party loss, such as data loss due to a cybercrime attack.

General Liability

Property damage or personal injury by the photographer or their employees are not uncommon. The integrated general liability insurance provides excellent coverage for such damage.

Why choose

  • Talk to a real person - no call centre!
  • We know what your daily worklife is like, meaning we know what you need
  • Our insurance conditions are tailored to your business
  • We handle your damages immediately
  • We make sure that your insured damage event is also resolved!
  • We also insure against unusual risks (e.g. contract liability, contract penalties)

Quick and Easy – Get Indemnity Insurance for Photographers Now

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Professional indemnity insurance - the better

When Pressing the Shutter Button Gets Expensive

Whether they are taking photos in public spaces, taking pictures of people and groups of people, vacant buildings or sights - professional photographers have to exercise particular caution. If the photos will be used commercially and published, the photographer needs to clarify an important question in advance: Am I even allowed to do that?

Otherwise it can lead to fines, injunctive relief and claims for compensation. Professional Indemnity for Photographers also covers claims due to the violation of copyright, trademark, license and personal rights.

Reviews for

Great service and support with the application. They really do everything right – that’s why customers become fans.
As a consultant in the field of (online) marketing, insurance coverage can save a life in the event of an emergency. When looking for a solution that would fit my professional field, I quickly came across exali. exali’s great reputation on the web prompted me to get in touch. The high level of understanding for my industry and the reliable, timely and personal contact from the start made me quickly sign a contract with exali. exali offers me insurance coverage that is tailor-made to my needs. My insurance through exali is an investment in the future of my company.
It’s good to know that you have such a strong and helpful partner if you ever need them! I would definitely recommend exali.
Matthias Kampmann, Managing Director
Dreikon OHG, exali customer since 2013
exali has been looking out for us for over 6 years, and we feel we are in very good hands. When a damage event occurred, it was clarified quickly and handled without complications. We would recommend exali without reservation and have already done so several times!
Simon Eberhardt, Managing Director
ideenhunger media GmbH, exali customer since 2012
In tune with the times. I was finally able to find an insurer that offers modern services. The specialists at exali recognise the current needs of media professionals. The “financial loss” module which takes trademarks and copyrights into account, for example, is a must nowadays. Nevertheless, most insurers explicitly exclude it.
“Passive legal expenses insurance” helps when defending against claims and is “legal protection insurance” that is also included in the package. The “all-risk coverage” clause is a customer-friendly approach. The overall package offers excellent coverage for the price. And the service? Always available. Open. Helpful. Really refreshing! It actually makes “insurance” fun.
Jaroslaw Bieniecki
VISUAL EXPERIENCE FILMS, exali customer since 2013
After the damage event was reported, the case was resolved and settled within a week. Thank you for the quick and uncomplicated help and the great advice! We definitely recommend exali! The personal contact is great. Kind regards from the hazel team
Bianca Wengenroth
hazel, graphic + design, exali customer since 2010
Quick and easy claims settlement: Thank you for the quick and uncomplicated handling of the damage claim, which completely surprised me. But I still hope I won’t need to use your first-class service again anytime soon.
Thomas Görgens, designer and owner
Beachdesign, exali customer since 2012
I originally insured my activities through exali to protect myself against risks to the existence of my company. As a creative worker, the products are tailor-made for me.
I have actually seen now how you are actually at my side, competently and uncompromisingly, when I need your support. You and your colleagues have also been friendly and professional in our personal contacts. That is a foundation for a strong, long-term business relationship. Thanks a lot for that!
Michael Stein, owner
Bambule Webdesign, exali customer since 2012
As a self-employed SEO consultant, I am dependent on comprehensive insurance coverage. I could not bear the economic risks in online marketing, especially when advising large customers, without the limitation of liability or gigantic reserves.
So I’m extremely happy to have found the right partner in exali, who knows and understands my needs and offers me the support I need as a sole proprietorship without a large legal department behind me.
Kai Spriestersbach, owner
SEARCH ONE, exali customer since 2012
Thank you for the quick and uncomplicated settlement of the claim. This not only included payment of the damages, but also the legal assessment of the situation, which your lawyers carried out carefully with expertise. That saved us a lot of trouble with our customer.
Michael Odendahl, Managing Director
intertain GmbH, exali customer since 2013
If a claim is made for damages ...
... you need quick answers, unbureaucratic help and partnership-based thinking ...
... we’re in good hands with exali.
Thank you and keep it up!
Jürgen Zupancic, Managing Partner
Markt Control, exali customer since 2011
Dear Mr Galla, the legal dispute dragged on for almost a full year, and I was able to rely on very quick and friendly feedback from you at any time. Over the entire period I received excellent support and felt I was in the best of hands. I look forward to continuing to work with you in the coming years. Thank you very much!
Johannes Benkert, Managing Director
We Make It Easy UG, exali customer since 2013
After a long search for insurance for my work as a virtual assistant, I came across exali. The consultation was very detailed. I was given excellent advice on my premium rate as well as honest information about what I did and did not need. It really impressed me. Whenever I have questions, I always get good advice quickly. The damage claim was processed quickly and easily. I am very satisfied and would recommend exali to everyone.
Tatjana Wolf, Managing Director
Virtual assistant for coaches, consultants and startups, exali customer since 2018

Complex Law – Comprehensive Coverage

Media law is very complex: It is difficult to keep track of the constantly changing legal situation – especially when you have to take care of all aspects of your professional life yourself as a sole proprietor. In some cases even the experts do not agree on how to assess a situation. And damages can occur even when you exercise the utmost care while working. Comprehensive protection is provided through special Professional Indemnity Insurance for Photographers in Estonia: our Professional Indemnity Insurance for Digital Professions. It combines all the insurance modules that make sense for freelance photographers and photography agencies. The liability insurance for photographers provides optimal coverage for all the challenges that the job description brings with it.

Media liability insurance - the better professional indemnity insurance
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