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Professional Indemnity for Estonian Yoga Instructors
Do you work as a freelance yoga instructor in Estonia and are wondering how you can best insure yourself? You can protect yourself optimally against the professional risks you face as a yoga instructor with professional indemnity insurance. The main risk is certainly the risk of injury to your course participants, especially when practicing new or more complex asanas, which can result in claims for compensation that could threaten your financial existence. It is also important that you secure your website against lawsuits due to violations of rights.
from € 133,10 net p.a.
All-round Protection with Professional Indemnity for Digital Professions
Personal injury and property damage are comprehensively covered.
Your website and social media presence are also insured.
Clarification of responsibility and defence against unjustified
claims for compensation
Part-time work as a yoga instructor can also be insured
Personal support from our team of experts
Worldwide insurance coverage (ideal for
workshops and yoga retreats)
A Secure Start to Self-employment after Yoga Instructor Training
Your yoga instructor training is done, and now you want to take the step to becoming self-employed and are looking for suitable insurance coverage? With Professional Indemnity Insurance from exali.com, you are fully covered as a yoga instructor. In the event of a damage event, the insurer handles everything – from the examination of the claims to payment of damages. Here are some more advantages of our professional indemnity insurance:
Advantages for People Starting a Business
Freelancers often face large financial burdens at the beginning. We want to make it easier for you to start your own business. That’s why you will receive a business start-up discount of 15% on the annual premium,provided that you started working as a yoga instructor no more than 12 months ago. The discount applies to the first two years of insurance.
Who Is Responsible for the Injury or Damage?
Imagine you are practicing a classic inverted pose with your students in a class: “sirsasana” i.e. the headstand. A yogi lifts his legs too swiftly, loses balance and injures his cervical vertebrae. Are you responsible for the injury? The insurer defends against unjustified claims against you as part of passive legal expenses insurance.
Protection Against Property Damage
Property damage also represents a liability risk for you as Estonian yoga instructor. For example, one of your course participants puts his cell phone next to his yoga mat without you noticing. As you go to help him with an asana, you step on the cell phone and the display shatters. The general liability insurance integrated in your Professional Indemnity Insurance for Yoga Instructors also protects you in the event of property damage.
Ideal for Estonian Yoga Instructors: Professional Indemnity from exali.com
With professional indemnity insurance, you ensure that you are not liable with your private assets as part of your professional activity. Whether you are a part-time yoga instructor or the owner of your own yoga studio in Tallinn - we offer you optimal insurance coverage:
Worldwide Insurance Coverage
Are you also booked abroad for workshops and yoga retreats? Whether Austria, India or Bali - with Professional Indemnity for Yoga Instructors you can enjoy worldwide insurance protection! Personal injury, property damage and financial loss are covered worldwide. Our team of experts takes care of the processing of your claim.
Insurance for Personal Injury
This is a horror scenario for every yoga instructor: One of your students gets seriously injured while practicing yoga. You are sued for compensation and damages. With general liability insurance, you are protected against claims based on personal injury for which you are responsible.
Protect Against Financial Losses
Imagine your website unintentionally violates copyrights by using an image for your homepage. This is followed by a legal warning because of the copyright infringement. The insurer compensates for damages or defends against the claim in this case as well thanks to the integrated financial loss indemnity.
Key Loss Is Also Insured
If you lose the key to a yoga room or yoga studio, it can be very annoying. Replacing the locks can also be particularly costly when the key is part of a complex locking system. Thanks to the general liability insurance, you don't have to worry about the costs, because these are covered by the insurer.
Why choose exali.com
Talk to a real person - no call centre!
We know what your daily worklife is like, meaning we know what you need
Our insurance conditions are tailored to your business
We handle your damages immediately
We make sure that your insured damage event is also resolved!
We also insure against unusual risks (e.g. contract liability, contract penalties)
Professional Indemnity for Digital Professions in Estonia: As Flexible as Your Business
In addition to your work as a yoga instructor, do you also work as a therapist or do you offer personal training? With Professional Indemnity Insurance for Digital Professions, all indemnity risks arising from your professional activities are covered unless explicitly excluded. Thanks to the blanket coverage for your profession, you can easily expand your field of activity and insure the various services you provide.
You may start out working part-time as a yoga instructor in Estonia, but plan to open your own yoga studio in the future. Don’t worry: Professional indemnity for Digital Professions insures both business models! For example, if you run a yoga studio, the mistakes your employees make are covered as is property damage to your rented premises.
You can also get immediate insurance coverage: When you purchase online, you can be insured with just a few clicks. If a yoga studio or client should request confirmation of your insurance at short notice, you can easily download it.
Take out Professional Indemnity Insurance for Digital Professions Quickly and Easily Now
I am really very positively surprised by the competence and reliability shown by exali. My claim was settled quickly and easily with perfect service. I really would recommend this insurance to everyone. Many Thanks!
exali has been looking out for us for over 6 years, and we feel we are in very good hands. When a damage event occurred, it was clarified quickly and handled without complications. We would recommend exali without reservation and have already done so several times!
After the damage event was reported, the case was resolved and settled within a week. Thank you for the quick and uncomplicated help and the great advice! We definitely recommend exali! The personal contact is great. Kind regards from the hazel team
hazel, graphic + design, exali customer since 2010
Here Are Some Typical Liability Risks You Face as a Yoga Instructor in Estonia
In your final yoga sequence, you would like to practice “halasana”, the plow, with your course participants and explicitly point out that they should not move their head to the right or left during this asana. One of your students disregards your instructions and injures himself in the cervical area. He sues you for compensation for pain and suffering. But is the lawsuit justified?
Personal injuries are of course covered by general liability insurance. Often, however, unjustified claims for damages are made, because not every injury that happens during the yoga class is necessarily the fault of the yoga instructor. The insurer takes action against unjustified claims and defends against them for you. All judicial and extrajudicial costs are borne by the insurer as part of passive legal expenses insurance.
Do you have your own YouTube channel where you make your yoga classes accessible to everyone? There are some risks lurking there as well. For example, if you use music tracks without permission or disregard the labelling requirement for advertising, you risk quickly facing legal action for copyright and license violations or undeclared advertising. Professional Indemnity Insurance for Yoga Instructors also offers insurance against financial losses of this kind.
For Instant Protection: Get Professional Indemnity for Digital Professions Here