Professional Indemnity for Authors and Writers in Croatia

Authors and writers from Croatia can protect themselves from the costly consequences of professional errors with professional indemnity insurance. License, copyright or personal rights infringements can easily occur when writing texts. So you should ensure you have optimal protection as a freelance author. With Professional Indemnity Insurance for Authors and Writers, you are completely covered and do not have to worry about the risks associated with your everyday professional life.
 
Professional Indemnity for Authors and Writers
from € 133,10 net p.a.

Comprehensive Coverage with Professional Indemnity for Digital Professions

  • Violations of personal rights and infringements of trademark, copyright and licensing law are covered.
  • Protection is provided in the event of a breach of confidentiality obligations
  • Exceeded deadlines and warnings are covered.
  • Self-publishing and other activities are insured free of charge.
  • Worldwide protection (e.g. for readings abroad, attending book fairs)
  • Instant insurance protection with online approval
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  • Individual and comprehensive insurance protection
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Professional Indemnity for Authors and Writers in Croatia: These Activities Are Also Insured

As an author, in addition to writing texts, you also take on other tasks for publishers and editorial offices (including proofreading, translating or writing posts for social media). That is why it is important to have solid professional indemnity insurance that covers your activities (open professional coverage). With Professional Indemnity Insurance for Digital Professions, for example, the following secondary activities are also insured free of charge:

  • Journalist
  • Proofreader
  • Editor
  • Ghostwriter
  • Blogger
  • Content creator
Comprehensive coverage: Liability Insurance for Authors

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Why choose exali.com

  • Talk to a real person - no call centre!
  • We know what your daily worklife is like, meaning we know what you need
  • Our insurance conditions are tailored to your business
  • We handle your damages immediately
  • We make sure that your insured damage event is also resolved!
  • We also insure against unusual risks (e.g. contract liability, contract penalties)

Professional Indemnity Insurance for Digital Professions provides optimal protection for Croatian authors and writers. In the event of a damage event, your personal contact will handle the claim quickly and without complications. The insurer examines the claims made against you and provides compensation for damages for legitimate claims. The insurer also defends against unjustified claims at its own expense.

Protection in Case of Financial Losses

Violations of personal rights and violations of a nondisclosure agreement as well as copyright, trademark or licensing law are among the greatest risks authors face. Professional Indemnity Insurance for Digital Professions protects you from expensive consequences that can arise from small professional mistakes (e.g. compensation, lawyer and court costs). The insurer takes care of justified compensation claims and defends against unjustified claims for you (passive legal expenses insurance).

General Liability Insurance

Personal injuries and property damage are covered by our Professional Indemnity Insurance for Digital Professions. A hot coffee lands on your agent’s lap? You damage the event technology at one of your readings? The insurer will pay the costs in both of these cases: be it for replacing the technology or getting medical treatment for the injured person. Damage to rented event rooms or the loss of access keys to the publisher’s building are also insured.

Worldwide Protection for Authors and Writers

For authors and writers, professional trips are just as much a part of their work as readings abroad and appearances at book fairs. Thanks to the global coverage in our Professional Indemnity Insurance for Digital Professions, you’re fully covered no matter where your next assignment is. In the event of a claim, you can reach your personal contact person without a queue or call center.

Cyber Damage Is Covered

If a computer virus infects your system unnoticed, the e-mails you send to your publisher could infect their computer systems and network environments. Since you failed to notice the malware attack, you may be responsible for the damages incurred. Cyber damages that you cause to third parties are covered with Professional Indemnity Insurance for Digital Professions.

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The Professional Indemnity Insurance for Authors and Writers from exali.com covers cyber damages that you may cause in the course of your work for a third party. Your own data and systems are also exposed to the risk of cyber crime. With the optional add-on for Data Protection and First-party Cyber and Data Risks (FCP), you can protect yourself against the financial consequences of cyber crime. In the event of a damage event, exali.com customer service is at your side, clarifies the legal situation and takes care of the processing of the claim. IT forensics experts analyse your system, try to prevent the spread of malware and restore lost data. The insurer also provides you with specialised lawyers and professionals for PR and crisis management in order to avoid any damage to your reputation.

The Following, for Example, Can Be Insured Against with Data Protection and First-party Cyber and Data Risks Insurance (FCP):

  • Hacking: Your computer is paralysed by hackers
  • DDoS attacks: The upload of important files is blocked
  • Data loss: Hackers steal important data from your computer and publish it
  • Crypto mining: Your computer is being misused as a Bitcoin mine

Reviews for exali.com

 
 
Great service and support with the application. They really do everything right – that’s why customers become fans.
As a consultant in the field of (online) marketing, insurance coverage can save a life in the event of an emergency. When looking for a solution that would fit my professional field, I quickly came across exali. exali’s great reputation on the web prompted me to get in touch. The high level of understanding for my industry and the reliable, timely and personal contact from the start made me quickly sign a contract with exali. exali offers me insurance coverage that is tailor-made to my needs. My insurance through exali is an investment in the future of my company.
It’s good to know that you have such a strong and helpful partner if you ever need them! I would definitely recommend exali.
 
Matthias Kampmann, Managing Director
Dreikon OHG, exali customer since 2013
 
 
exali has been looking out for us for over 6 years, and we feel we are in very good hands. When a damage event occurred, it was clarified quickly and handled without complications. We would recommend exali without reservation and have already done so several times!
 
Simon Eberhardt, Managing Director
ideenhunger media GmbH, exali customer since 2012
 
 
In tune with the times. I was finally able to find an insurer that offers modern services. The specialists at exali recognise the current needs of media professionals. The “financial loss” module which takes trademarks and copyrights into account, for example, is a must nowadays. Nevertheless, most insurers explicitly exclude it.
“Passive legal expenses insurance” helps when defending against claims and is “legal protection insurance” that is also included in the package. The “all-risk coverage” clause is a customer-friendly approach. The overall package offers excellent coverage for the price. And the service? Always available. Open. Helpful. Really refreshing! It actually makes “insurance” fun.
 
Jaroslaw Bieniecki
VISUAL EXPERIENCE FILMS, exali customer since 2013
 
 
After the damage event was reported, the case was resolved and settled within a week. Thank you for the quick and uncomplicated help and the great advice! We definitely recommend exali! The personal contact is great. Kind regards from the hazel team
 
Bianca Wengenroth
hazel, graphic + design, exali customer since 2010
 
 
Quick and easy claims settlement: Thank you for the quick and uncomplicated handling of the damage claim, which completely surprised me. But I still hope I won’t need to use your first-class service again anytime soon.
 
Thomas Görgens, designer and owner
Beachdesign, exali customer since 2012
 
 
I originally insured my activities through exali to protect myself against risks to the existence of my company. As a creative worker, the products are tailor-made for me.
I have actually seen now how you are actually at my side, competently and uncompromisingly, when I need your support. You and your colleagues have also been friendly and professional in our personal contacts. That is a foundation for a strong, long-term business relationship. Thanks a lot for that!
 
Michael Stein, owner
Bambule Webdesign, exali customer since 2012
 
 
As a self-employed SEO consultant, I am dependent on comprehensive insurance coverage. I could not bear the economic risks in online marketing, especially when advising large customers, without the limitation of liability or gigantic reserves.
So I’m extremely happy to have found the right partner in exali, who knows and understands my needs and offers me the support I need as a sole proprietorship without a large legal department behind me.
 
Kai Spriestersbach, owner
SEARCH ONE, exali customer since 2012
 
 
Thank you for the quick and uncomplicated settlement of the claim. This not only included payment of the damages, but also the legal assessment of the situation, which your lawyers carried out carefully with expertise. That saved us a lot of trouble with our customer.
 
Michael Odendahl, Managing Director
intertain GmbH, exali customer since 2013
 
 
If a claim is made for damages ...
... you need quick answers, unbureaucratic help and partnership-based thinking ...
... we’re in good hands with exali.
Thank you and keep it up!
 
Jürgen Zupancic, Managing Partner
Markt Control, exali customer since 2011
 
 
Dear Mr Galla, the legal dispute dragged on for almost a full year, and I was able to rely on very quick and friendly feedback from you at any time. Over the entire period I received excellent support and felt I was in the best of hands. I look forward to continuing to work with you in the coming years. Thank you very much!
 
Johannes Benkert, Managing Director
We Make It Easy UG, exali customer since 2013
 
 
After a long search for insurance for my work as a virtual assistant, I came across exali. The consultation was very detailed. I was given excellent advice on my premium rate as well as honest information about what I did and did not need. It really impressed me. Whenever I have questions, I always get good advice quickly. The damage claim was processed quickly and easily. I am very satisfied and would recommend exali to everyone.
 
Tatjana Wolf, Managing Director
Virtual assistant for coaches, consultants and startups, exali customer since 2018

As an author and writer, you have to keep pace with the times and inspire a wide audience with your work. You have to adhere to your client’s deadlines as well as specifications about page limits. The different areas associated with this work come with different risks. With exali.com’s Professional Indemnity Insurance for Authors and Writers in Croatia, you have a handle on these risks right from the start.

Screenwriter

As a screenwriter, you write scripts that serve as the basis for film productions. Typically, you work as a freelancer and write for feature films or documentaries, as well as television series. Film productions are tightly scheduled, and exceeded deadlines can represent a great risk for you as a screenwriter. Real people might also recognise themselves in your fictional characters. And allegations in this direction can often lead to lawsuits for violations of personal rights.

Children’s Author

As a children’s author, you write books for the youngest target group. You formulate imaginative stories in simple language. And your texts are often accompanied by colourful illustrations and pictures. Image rights violations as well as copyright and trademark infringements, represent some of the most dangerous risks for children’s book authors. They often lead to warnings and compensation claims.

Playwright

Your job as a playwright is to write dramatic works that will be staged by an ensemble. You might also work with old plays and revise them for new productions. Many playwrights also translate dramatic works from other languages or work with composers. The most common risks you face are missed deadlines, copyright or licensing violations and translation errors.

Non-fiction Author

As a non-fiction author, you describe a subject area (e.g. from science, politics or history) in a way that is accessible to a broad audience. This allows people who are not familiar with the subject to acquire specialised knowledge. The typical risks here include research errors, violations of copyright and licensing law, and exceeded deadlines.

 

Professional Indemnity for Authors in Croatia: An Overview of the Risks

With Professional Indemnity Insurance for Digital Professions, you can make the risks associated with your everyday work more predictable. These are the sorts of issues that might occur in your professional worklife:

  • You are writing a book about a famous city and illustrating it with pictures that subsequently turn out to be protected by copyright. The owner of the image rights demands compensation from you.
  • You are writing a biography about a famous Croatian actor. After the publication, a former colleague of the actor sues you because he believes he has been portrayed in a poor light in the book and his personal rights have been violated. There is a risk of an expensive legal battle.
  • You exceed the deadline for a non-fiction book, which therefore cannot be presented at a book fair in Zagreb. The publisher has rented a booth especially for the launch and demands compensation from you because they were unable to present anything and were left with the costs for the booth and the associated marketing campaign.
Risks for authors and writers

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